Financial Education Instructor Mr. Jose Fulgencio will host a live Google hangout workshop for participants to learn how to budget their money effectively in order to reach their budget goals. In this live video chat, he will walk through the GMW saving money classroom document to show participants how to set up a budget using google spreadsheets to meet their budget goals for 2016. He will also go over questions about how to establish budget goals, the difference between needs vs. wants in a budget, and why it is important to budget for a rainy day.